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Journal Article Workers with a disability have higher unemployment rates and job insecurity when compared to their peers without a disability, but supervisors often lack the expertise to successfully guide these employees. This study looked at a training designed to help supervisors improve their daily guidance and concluded that employees with a work disability were very satisfied with the guidance of supervisors who followed the training. The authors recommend that training of supervisors should focus more on ensuring adequate work conditions; improving their skills regarding appreciation, attitude, and…
Where and when during childhood and adolescence do people acquire the foundations of financial capability? The Consumer Financial Protection Bureau (CFPB) researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to support their development. Our new report, “Building Blocks to Help Youth Achieve Financial Capability: A New Model and Recommendations,” illuminates critical attributes, abilities, and opportunities acquired during the years spanning preschool through young adulthood that support the development…
One of the most challenging goals for welfare reformers has been improving the collection of child support payments from noncustodial parents, usually fathers. Often vilified as "deadbeats" who have dropped out of their children's lives, these fathers have been the target of largely punitive enforcement policies that give little consideration to the complex circumstances of these men's lives. Fathers' Fair Share presents an alternative to these measures with an in-depth study of the Parents' Fair Share program. A multi-state intervention run by the Manpower Demonstration Research…
Training Materials, Book
The Money Habitudes Professionals Guide is designed for those working with Money Habitudes cards and covering money-related issues. Easy to understand and broadly applicable, the guide helps counselors, educators, therapists, financial practitioners and coaches when working with individuals, couples or groups. It provides plans for short icebreakers and longer standalone activities (15 minutes to 2 hours) as well as suggestions for using Money Habitudes cards with other programs: pre-marital, marriage enrichment, couples counseling, communication, conflict management, and life skills, as well…
Training Materials, Book
The Money Habitudes Teen Guide is designed for those using Money Habitudes for Teens and covering money-related issues. The cards help teens discover the hidden messages that motivate the way they make money decisions. The guide provides educators, youth leaders and counselors five lesson plans which can each be used as five stand-alone lesson plans or combined for a more in-depth program of five classes or a half-day program. They can be used in-conjunction with programs in financial literacy, life skills, psychology or business to help teens develop a healthier relationship with money.…
Training Materials, Book
The Money Habitudes workbook is designed to be used with Money Habitudes cards and the Money Habitudes Training DVD. Its exercises help people discover how habits and attitudes about money support or sabotage their life, relationship, career and financial goals. The guide can be used in the context of a group training or can be used by individuals and couples working on their own. The workbook walks people through the steps to sort and interpret the Money Habitudes cards; provides space to record results and interpretations; includes tables relating Habitudes to typical financial and life…
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Journal Article According to Sheldon Danziger and David Ratner, changes in the labor market over the past thirty-five years, such as labor-saving technological changes, increased globalization, declining unionization, and the failure of the minimum wage to keep up with inflation, have made it more difficult for young adults to attain the economic stability and self-sufficiency that are important markers of the transition to adulthood. Young men with no more than a high school degree have difficulty earning enough to support a family. Even though young women have achieved gains in earnings, employment, and…
Brief
This fact sheet suggests strategies for parents to teach their children about money management and how to be in control of their finances. Tips include modeling smart money decisions and how to guide children to also make smart money decisions. This publication also offers different options for how to teach children to manage their money well.Note: PDF version available.